1. Acceptance of Terms
By accessing and purchasing from https://ramjimishra.shop, you agree to these Terms & Conditions, governed by RAMJI MISHRA ("Merchant", "We", "Us"). If you disagree with any part of these terms, please do not use our services.
2. Nature of Commercial Activity
This website provides digital templates, productivity dashboards, spreadsheets, and educational handbooks for individual and small business use. Products do not require account registration or software installations.
3. License & Intellectual Property
Upon purchase, you receive a non-exclusive, personal and commercial use license to use and modify the downloaded templates for your own projects and client work. You may not resell, redistribute, or package these templates for resale as competing standalone digital goods.
4. Pricing & Payments
All prices are stated transparently in Indian Rupees (INR - ₹). Transactions are processed over 256-bit SSL encrypted connections through authorized payment aggregators complying with Reserve Bank of India (RBI) directives.
5. Digital Delivery & Returns
Digital files are delivered via email within 5 to 15 minutes of payment. Returns and refunds are governed strictly by our Refund Policy (5 to 7 business days processing turnaround).
6. Governing Law & Jurisdiction
These Terms are governed by the laws of India, including the Information Technology Act, 2000. All disputes shall be subject to the exclusive jurisdiction of the competent courts in Noida, Uttar Pradesh, India.
7. Contact Information
Name: RAMJI MISHRA
Address: Plot No. 42, Sector 62, Electronic City, Noida, Uttar Pradesh - 201309, India
Email: [email protected]
Phone: +91 98712 34567